FAQ

How many lenders do you work with as a Finance Broker in Geelong?

We have an extensive network of lenders including some of the best and the most famous lenders in Australia and this makes us such a trustworthy finance broker in Geelong. Some of the lenders included in the list are ANZ, Bankwest, Bank of Melbourne, CitiBank, Commonwealth Bank, Heritage Bank and more.

How do your Professional Finance Mortgage Brokers in Geelong decide on the fee?

Well, first of all, despite the best services, we charge a pretty reasonable fee. Secondly, the charges vary from one broker to another. But the fee they charge depends upon the duration and level of services you need from us. Nevertheless, our brokers are transparent and this makes us your most trustworthy name.

How experienced and qualified are your Local Finance Brokers in Geelong?

The local finance brokers in Geelong in our team are amongst the best and we have been operating for years, making us the most dependable, competent and experienced broking service you can opt for.

What is our Finance and Mortgage Broking Services in Geelong all about?

As  a professional provider of finance and mortgage broking services in Geelong is all about providing you with credit assistance as well as advice. As a professional mortgage broker, we can help in with:

  • – Assess your financial status and needs
  • – Find a loan package for your that is best suited to help you in at individual situation
  • – Manage the application process
  • – Provide advice at every step


Whom do you offer Finance Services in Geelong?

Our finance services in Geelong is meant for those who:

  • Want their financial advisor to be easily accessible
  • Are looking forward to working with a firm, which is not owned by a bank, financial institution or any industry fund
  • Appreciate clear, prompt, simple and effective advice
  • Are looking for comprehensive financial advice


Are your Mortgage Broking Services in Geelong regulated?

Yes. Our mortgage broking services in Geelong are regulated and we comply with the local rules and regulations. As such, we are the most trustworthy name you can turn to for professional help.

How can your independent mortgage brokers in Geelong simplify the loan process?

Our independent mortgage brokers in Geelong employed at John Adams – Buyers Choice will take your requirements into account and suggest a loan that will best meet your needs. They will also make sure that your budget or finances are not strained in any way.

Can your finance mortgage brokers in Geelong help me with the self-employed loan process?

Surely. If you are a self-employed individual, our finance mortgage brokers in Geelong will help you meet your requirements by finding the right loan for. So, if you are planning to apply for a loan, it’s time to get in touch with us.

Can your mortgage brokers in Geelong help me find a low-rate loan?

Yes, our mortgage brokers in Geelong, will help you find a low-rate loan that will not put pressure on your finances. However, they will also take into account the duration up to which you can keep paying your loan.

What makes you the best mortgage brokers in Geelong?

Our customer-friendliness and support to our customers have made us an all-time favourite. These are the two aspects that make us the best mortgage brokers in Geelong.


How long does the home loan repayment calculator in Geelong take to calculate the results?

The home loan repayment calculator in Geelong can calculate the results instantly. You just need to put in the values and click the ‘Calculate’ button, and the online application will display the right results right on the screen.

What can I get to know from the mortgage calculator in Geelong?

From the mortgage calculator in Geelong, you will get to know the principal amount and the interest that you will need to pay. This will help you plan the budget better.

Why use a loan repayment calculator in Geelong when my mortgage broker can do the same for me?

What if you need a different loan later than what you are planning to apply for now? Surely, visiting the mortgage broker will incur extra costs. Rather, you can get an estimate for the new loan with a different interest rate just by using our home loan repayment calculator in Geelong.


Does the mortgage calculator in Geelong fetch correct results?

Yes, the mortgage calculator in Geelong always outputs 100% accurate results. The tool is developed by top developers and has been thoroughly tested before its deployment. So, you can rely on it fully.


Can your home loan broker in Geelong help me with the application of the loan?

Yes, our home loan broker in Geelong will surely help you with the loan application process so that you can get the amount credited within a short duration. They will also make sure that the application is filled up accurately since it will help you avoid rejections.


How long does it take for the construction loans in Geelong to get approved?

The approval for construction loans in Geelong can take time. But our brokers will approve your loan as quickly as possible. To get an estimate, you will need to get in touch with us and tell us your requirements so that we can assess the same and give you the details.


Does the construction home loans in Geelong require paperwork?

Yes, the construction home loans in Geelong do require paperwork. But you need not worry about the same since our professionals will take care of the same.


Can your home loan brokers in Geelong help me choose the right loan?

Yes. Our home loan brokers in Geelong will recommend to you the right loan that will help meet your requirements without putting stress on your budget.


Which vehicle brands or models do you include in your car finance in Geelong?

We provide car finance in Geelong for all vehicle brands. So, no matter the type of vehicle that you wish to buy, you can approach us so that we can help you buy the same.


Why should I reach out to you for Geelong car loans?

John Adams – Buyers Choice is the perfect choice when it comes to Geelong car loans since we provide low rate loans that will not put stress on your finances. To know more about the interest rates, get in touch with us now.


How long does it take for a vehicle finance in Geelong to get approved?

As seasoned brokers, we will try to get your vehicle finance in Geelong approved as fast as possible since we deal with various requests on a day to day basis.

Can you manage the paperwork for the Geelong Car Loans?

Yes, we manage paperwork for the Geelong car loans to save time. Our loan specialists will determine your requirements and will manage the paperwork so that the loan gets approved without hassles.

I am a self-employed individual. Can I apply for car finance in Geelong?

Yes, you can since we assist self-employed individuals to apply for car finance in Geelong as well.

If I am the owner of any property, will that make any difference in taking Property Investment Loans in Geelong?

If you already have an equity in an existing property, you have the option of utilising this as a way of increasing the amount you can borrow. So this does help you in taking the Property Investment Loans in Geelong.


What costs are associated with purchasing an investment property?

When it comes to purchasing an investment property, you will have to incur a number of expenses. These expenses include:

  • Pest & building inspections
  • Generation of Survey report
  • Generation of Strata inspection report
  • Loan application fee
  • Disbursements
  • Lenders Mortgage Insurance (LMI)
  • Switching fees and refinancing

Thus, when it comes to taking Property Investment Loans in Geelong you must consider these points.


Does the Property Investment Loan in Geelong need flexibility?

There can be various forms of flexibility in your investment property loan. It comes with several value-added abilities that help you make some extra repayments. Besides, they will give the opportunity to redraw the loan or split it, with one half being between a variable and a fixed ad interest rate or during the transfer of the loan between properties. You need to keep these in mind while taking Property Investment Loan in Geelong.


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